HUD has raised the FHA forward and reverse mortgage loan limits to reflect higher home prices and preserve access to insured mortgage credit across both low- and high-cost housing markets The U.S.

The Federal Housing Administration is waiving its policy requiring mortgagees to provide borrowers with a longstanding notice that lays out FHA loan rights and responsibilities. Processing Content The ...

Mortgage delinquencies increased to 3.99% in Q3 2025, with FHA loans contributing significantly to the trend. Economic stressors such as a softer labor market and increased homeownership costs are ...

VA loans and FHA loans both aim to make homeownership more accessible, but they serve different groups and have distinct rules. VA loans, backed by the Department of Veterans Affairs, are available to ...

New federal rules now prevent non-permanent U.S. residents from getting FHA-backed home loans, leaving many immigrant families without financing options. While most lenders are stepping back, First ...

The Federal Housing Authority (FHA) Mortgage Bank said it has secured over N27 billion in housing loans for 3,427 Nigerians through the National Housing Fund (NHF) scheme, describing the milestone as ...

These government-backed loans typically offer lower interest rates and require a minimum down payment of just 3.5%. And there’s a wide range of FHA loan options to choose from. But as with any loan, ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

Credit score, income, and other financial requirements are generally more lenient than the qualifications borrowers might encounter with a conventional loan. No matter how large your down payment, FHA ...

FHA loan requirements: FHA loans explained Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard ...

FHA Loan Requirements FHA mortgage requirements can vary by lender, but the basic FHA mortgage loan requirements include: Credit Score and Down Payment Generally, the FHA requires a 580 credit score ...