Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Katelyn is a writer with CNET covering artificial intelligence, including chatbots, image and video generators. Her work explores how new AI technology is infiltrating our lives, shaping the content ...

I've spent years reviewing smart home gear and picking the brains of crime experts, and if there's one thing I've learned, it's that the start of a new year is the perfect time to audit your home's ...