With the average annual cost of home insurance reaching $3,017, it 's time for expert-backed ideas on ways to to cut your home insurance costs in 2026.

Home insurance rates have skyrocketed nearly 70% in the past five years, according to ICE Mortgage Technology. For single-family households with a mortgage, premiums are averaging around $2,370 per ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Homeowners across the nation are seeing rising home insurance costs. It's normal for these rates to go up about 5% every year, according to Consumer Reports, but they went up an average of 12% in 2023 ...

I frequently run into the claim that a home security system or even a single device can save you money on your homeowners insurance -- the type of insurance that covers things like theft and break-ins ...

Homeowners across the country face a tough reality. Home insurance rates continue to climb faster than ever before. This is especially true in disaster-prone areas. As a result, many homeowners are ...