Planning for long-term care is a smart way to prepare for the realities of aging. As Americans live longer, more of us will eventually need support later in life — whether through in-home care, ...

Life insurance and long-term care benefits are generally income tax free for beneficiaries. Premiums for these insurances are typically not tax deductible, except possibly at the state level. No major ...

A long-term care rider gives you access to your life insurance payout while you’re still alive to help pay for long-term care ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

States are stepping up to respond to the need for long-term care services and supports in innovative ways. A panel looked at some of those strategies during the 2025 Harkin Institute Retirement ...

A comprehensive guide to long-term care insurance costs, coverage options and whether it’s right for you.

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...