Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection.

This paper shows that regional disparities in house price growth are more pronounced during house price busts than during booms. To explain this observation we construct a two-region currency union ...

One argument for central bank digital currencies (CBDCs) is that without them, private and foreign digital monies could displace domestic currencies, threatening the central bank’s monetary policy and ...

I would like to begin by acknowledging that the land on which we gather is the unceded, traditional territory of the Algonquin Anishinaabe. I would also like to recognize that today is the National ...

Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection. Every five years, the Bank of Canada and the Government of Canada ...

Good morning. It’s great to be back in Toronto to discuss an issue that matters to everyone—the Canadian labour market. I’m particularly pleased to be on a university campus for a speech that explores ...

Good morning. Canada’s economy was built by trade and immigration. Halifax is not just a key port—it has also been the landing spot for countless new Canadians. So I’m glad to be here, speaking to a ...

Results of the fourth quarter 2024 survey show that consumers perceived an improvement in their financial health relative to the previous quarter, mainly due to recent interest rate cuts and consumers ...

Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection. Every five years, the Bank of Canada and the Government of Canada ...

The Business Outlook Survey was conducted by in-person, video and phone interviews from August 7 to September 3, 2025. The large majority of interviews were conducted before the announcement of the ...

Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection. We supervise payment service providers under the Retail Payment ...

Good afternoon. It’s a pleasure to be back home in Montréal, especially at this time of year. And it is wonderful to see so many of you again. My final speech of the year is always an opportunity to ...