Make sure you have enough for monthly expenses, retirement savings and a robust emergency fund with three to six months' ...

Weigh the pros and cons to decide if debt consolidation is right for your situation.

Figuring out when to take out a loan, pay cash, use leverage, or pass when something isn't affordable. Unpacking good vs bad debt. Myth: you should always pay cash if you can. Fact: investors should ...

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it plays a big role in how it impacts your finances. Bad debt is usually ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.